CPS takes every measure to safeguard our customer's privacy. Please take a few minutes to carefully review the privacy policy we have developed to learn how we use the information you provide us.

The following statement is the Official Privacy Policy for CPS and its affiliates. Our Policy applies to all personally identifiable information about you that is obtained for the purpose of providing all CPS services. The Privacy Policy below details the guidelines we maintain in using your personal, confidential information. Please click on the link below to review each section.

I. Confidential Customer Information
II. How We Use Your Information
III. Shared Information
IV. Gramm-Leach-Bliley Act
V. Security
VI. Cookies
VII. Contact Information

I. Confidential Customer Information

CPS receives and utilizes personal information when a customer agrees to use our services. Our policy is to keep this information strictly confidential unless otherwise authorized by you. The following are some examples of personal confidential information we use.

1. Information from third party sources to verify the accuracy of your information.
2. Credit reports obtained from credit bureaus and authorized agencies, containing your personal credit history from.
3. Contact information you submit to us, including: birth date, mother's maiden name, social security number, monthly income.
4. Technical information relating to how and when you visit CPS. We uses "cookies" to collect information about how our customers use our site in order to better serve them. (please see section VI. below)
5. Employment information from past employers and agencies to verify employment history.
6. Personal financial records held with our dealer partners and affiliates, including relevant financial transactions, outstanding loan balance(s), payment records and revolving credit terms.

II. How We Use Your Information

Once we receive your information, we review it along with any other information supplied to us. We then forward it to a partner dealer who will help locate an appropriate source for your auto loan. If a lender is found, we will refer you to the qualified dealership for further assistance. During this process, your customer information may also be shared with our "privileged parties" (see below). We also use your personal customer information to confirm your identity during an inquiry about the account. Furthermore, we use our customer's personal information to prevent fraud.

III. Shared Information

To successfully match our customers with an appropriate lender and dealership, we may share your personal information with one or more of our "privileged parties." Privileged parties include our affiliates, qualified dealerships and other financial institutions authorized by CPS to help provide auto financing for our customers. Such privileged parties will have access only to information pertaining directly for the purpose of obtaining auto financing. The information provided is also limited to the particular circumstance and is shared under strict confidential terms to prevent misuse. All CPS affiliates and partners have likewise agreed to use the personal information you have supplied only as intended and according to our terms.
Privileged parties may include law enforcement agencies, government agencies and credit bureaus as dictated by credit regulation and law. We do not sell information about our customers, their accounts or transactions to others for any other use without their expressed consent. Below are the types of personal customer information we share with privileged parties:

1. Customer information provided to third parties involved in collecting a past due account balance.
2. Customer information provided to our auditors in the event of a regulatory or financial audit.
3. Customer information necessary to protect the confidentiality of your account.
4. Customer information provided to law enforcement agencies in the event of a suspected crime.
5. Customer information submitted to authorized credit agencies in accord with fair credit reporting.
6. Customer information in compliance with a legal requirement such as a court order or subpoena.

IV. Gram-Leach-Bliley Act

CPS upholds strict standards in compliance with all state and federal laws regulating the use personal financial information. We take all physical and electronic measures to safeguard our customer's personal information and protect it against fraud and privacy violations. CPS maintains compliance with the leading customer information regulatory law, the Gramm-Leach-Bliley Act.

Gramm-Leach-Bliley Act
CPS complies with the requirements of Title V of the Gramm-Leach-Bliley Act, 15 U.S.C. §§6801 through 6810 ("GLB Act"), and the Federal Trade Commission's implementing regulation, Regulation P, 16 C.F.R. Part 313 ("Regulation P"), in particular, as both relate to the disclosure and protection of Non-Public Personal Information ("NPI") for customers with regard to the authorized distribution and intended use of customer's financial information to other parties. CPS will substantially comply with the GLB Act and Regulation P for all customer NPI received, transferred or obtained from the use of this site or from a party.

V. Security

CPS operates secure data networks and servers protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized individuals have access to the information provided by our users. Even your registration account password is encrypted before it is sent to our computers.

CPS takes several measures to ensure that your information is treated securely and in accordance with state and federal regulation. Unfortunately, no data transmission over the Internet can be guaranteed secure. As a result, while we strive to protect your personal information, we cannot guarantee the security of any information you divulge. We recommend that you do not disclose your password to anyone. We will never ask you for your password in an unsolicited phone call or in an unsolicited email. You, the customer, are ultimately responsible for the security of your CPS user name and password.

VI. Cookies

CPS uses "cookies" to collect data about how our site is used. Cookies let us record information about your preferences and passwords and permit you to access our site without having to reintroduce yourself. These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site.

When you visit us, our Web server sends a cookie to your computer. This cookie merely stores a limited amount of information about your site visit, but does not recognize any personal identification about you. The cookie tracks aggregate information on how our site is being used, including session counts, navigation patterns, pages visited, etc. A

VII. Contact Information

If you have any further questions about our privacy statement, please feel free to write to us: CPS, 16355 Laguna Canyon Road, Irvine, CA 92618, Attn: Chief Privacy Officer.